Online Payment Options
A lot of people starting their online business have a hurdle right out of the gate: They can’t get a merchant account, or they’re afraid they can’t get a merchant account. For some people, this is the hardest part about starting their online business.
The good news is you don’t need a merchant account to accept payments. There are at least two great options that will let you accept credit cards without actually having a merchant account.
There is a third option which can help you set up a merchant account, even if you think you don’t qualify. This method doesn’t work for everyone, but it can help 99% of people setting up their business.
These three solutions can help solve your payment problems:
Clickbank. For a small fee of around $50, you can accept credit card payments, even e-checks, for products that are bought and sold online. It’s easy and convenient. Clickbank handles all the details - they process the payment, deduct a small fee for their services, and then send you a check. They also handle your affiliate programs, deal with refunds, even do simple bookkeeping tasks. Some people think this is too expensive, but I disagree. With all that value, it’s a fair trade.
PayPal. Studies prove that having PayPal on your sales page can boost conversions. Offer this as a payment option, and you will make more sales. Just like Clickbank, PayPal will handle the entire transaction for you. Your customers can use any major credit card, even e-checks, and they don’t need a separate PayPal account.
PowerPay. Do you still want a merchant account, and not a work-around like Clickbank or PayPal? If you have been turned down in the past, or have a spotty credit history and worry about being turned down, I recommend PowerPay. Judd Smith and his crew have a lot of experience in the online marketplace. They are very helpful to deal with, and can help you set up your merchant account. For more information, visit this website at http://ipowerpay.com - The best Merchant Account for online Marketers.
So don’t be intimidated by the prospect of setting up your merchant account. These are three simple solutions that can help you get set up for collecting payments fast!
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